PAYMENT PROTECTION INSURANCE

Protection for difficult times: with payment protection insurance, the outstanding balance on your Cornèrcard is covered in the event of financial bottlenecks through no fault of your own.

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YOUR BENEFITS

In case of financial bottlenecks

Your savings remain unaffected

Great security at a low price

In the event of involuntary loss of employment, incapacity to work, disability or death, Cornèrcard covers the outstanding balance.

You do not need to dip into your savings in financial emergencies – instead, the insurance will support you.

The premium of 0.49% for the outstanding balance is debited directly from your card and clearly listed on the next monthly statement.

PAYMENT PROTECTION INSURANCE AT A GLANCE

INSURANCE COVERAGE:

Involuntary loss of employment for more than 60 consecutive days
Temporary total incapacity to work, disability or death (as a result of illness or accident) for more than 60 consecutive days

AMOUNT INSURED:

Up to CHF 10,000 per claim with Cornèrcard Classic cards
Up to CHF 15,000 per claim with Cornèrcard Gold cards (CHF 40,000 in the event of death)

INSURED PERSONS:

Persons aged between 18 and 62 years
Residence in Switzerland and the Principality of Liechtenstein

All information and the legally binding conditions can be found in the General Terms of Insurance.

0.49% OF THE OUTSTANDING BALANCE Monthly premium

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Available with several cards including

Cornèrcard Classic

0.5% cashback
Instalment payment option
Mobile Payments

In the 1^st year CHF 50 instead of CHF 100

Apply now Find out more

Cornèrcard Gold

1% Cashback
Travel insurance included
Higher insurance coverage

In the 1^st year CHF 95 instead of CHF 190

Apply now Find out more

ALREADY HAVE A CORNÈRCARD?

DO YOU HAVE ANY QUESTIONS?

YOU CAN FIND THE ANSWERS TO FREQUENTLY ASKED QUESTIONS IN THE HELP CENTER.

TO THE HELP CENTER

PAYMENT PROTECTION INSURANCE WITH CORNÈRCARD

Payment protection insurance covers your outstanding balance in emergency situations. If there is no outstanding amount, you will not pay a premium.

You are insured
All holders of a principal or additional Cornèrcard for which payment protection insurance has been taken out are insured.

Anywhere in the world
Cornèrcard’s payment protection insurance is valid worldwide. Incapacity to work or disability must be established by a physician licensed to practice in Switzerland.

Start and end
The payment protection insurance is valid from the date of the confirmation letter from Cornèrcard. The insurance coverage ends when the credit card expires.

With regard to the risk of death, the insurance is valid until the holder’s 75th birthday. For the risks of incapacity to work, disability and unemployment, the insurance is valid until the holder’s 65th birthday.

Insurance coverage for involuntary loss of employment begins after a waiting period of 60 days from the start of insurance.